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* Life of Loan FEMA Flood Determinations
Currently covering all of New Hampshire, Vermont, and Maine for Flood
Hazard Determinations, GCE will soon be expanding into Massachusetts,
Connecticut and Rhode Island to cover all of New England.
If a property is near the FEMA flood hazard area as shown on the Flood Insurance
Rate Map, GCE will provide a Flood Overlay or
perform a Site Visit to determine the exact
location of the building(s).
If a building is located in a special flood hazard area, but is elevated above
the base flood elevation, GCE can provide the property owner with a Flood Elevation Certification for the purpose of
requesting FEMA to provide a Letter of Map Ammendment
(LOMA) by which flood insurance may be waived.
GCE is the only New Hampshire company listed by FEMA to perform Flood
Hazard Determinations. We meet all the requirements of the Federal Emergency
Management Agency for the National Flood Insurance Reform Act.
* Flood Overlay
If a part of a property has some flooding it does not mean that the house
is in flood. At GCE we go to great lengths to overlay the flood maps with
digital maps to determine with greater accuracy if the house on the
property is in a flood zone.
Download an example: Flood
Overlay
* Site Visit
Sometimes it is not clear if the building(s) on a property is in a flood hazard area.
Because GCE is a local company, a site visit is a
service that we can include for our customers if necessary.
* Elevation Certification
If a property appears to be in flood, GCE can perform an
Elevation Certification to determine the elevation of the house on the
property. This can sometimes eliminate the need for flood insurance.
* Letter of Map Ammendment (LOMA)
GCE has performed many Letters of Map Ammendment, or LOMA. This is done
after an Elevation Certification has been performed and the
house is found to be above the base flood elevation. A LOMA is
submitted to FEMA to notify them that the flood map needs to be corrected. Once
this is complete and accepted by FEMA the flood insurance requirement may be waived.
* Mortgage Plot Plan
Our Engineers and Surveyors provide our customers with rapid and accurate
Mortgage Plot Plans.
We currently cover all of New Hampshire, southern Maine and eastern
Vermont.
All our certifications are guaranteed and underwritten by our Errors and
Omissions Insurance Policy.
Download an example: Mortgage
Plot Plan
* Licensed Engineer & Surveyor on Staff
* Full Service Engineering Firm
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